OK...I know you're probably skeptical. So was I, but I figured that $6 was worth taking a chance. In fact, I decided to up the stakes a little bit (because I wanted to make a little more money) and invested $60 on my first investment. This is the easiest thing I have ever done to make money!!

Let me tell you how it works. First you sign up as a member of 12 Daily Pro. 12 Daily Pro is an auto surf program. Don't know what that is? No worries, neither did I. An auto surf program is a program where you sign up and you view websites. In exchange for looking at websites, you get paid. With 12 Daily Pro, you login each day and click on "start surfing" and you are then presented with a "show" of websites - like a slide show. You are required to watch each website for 25 seconds and then the next one is presented.  All together, it takes about 5 minutes a day to watch the 12 websites you are required to watch each day.

So what happens if you don't surf each day? This is IMPORTANT! If you don't surf the required 12 sites on a given day, you don't get paid the 12% return on your investment for that day. It's important that you surf EVERY DAY to get paid EVERY DAY.

So here's the actual math for a $6 investment:

Your investment $6 (this is an upgrade fee and is NOT returned to you)
Each day for 12 days you watch the 12 websites and earn 12% return on your $6 = $6 x 12% = $0.72
12 days of watching the websites and earning $0.72 per day = $8.64
So your $6 upgrade fee has now earned you $8.74 after just 12 days.
That's a real return on investment of 144% over 12 days - find a bank that will give you that.

Lets say you invest $60 instead of $6 (again the $60 is NOT returned to you)
Payout in 12 days = $86.40 (you actually earned back your $60 plus 26.40)

Or you're really want to make some money and invest $600
Payout in 12 days = $864.00

Now suppose you REALLY REALLY want to make money and invest $6000 (the maximum)
Payout in 12 days = $8,640.00

OK...now you know how the math works, here are some more things you need to know.

First thing you need to keep in mind is this - DON'T INVEST MORE THAN YOU CAN AFFORD TO LOSE!!! I stress this because you should never do that - in this or any other program. My suggestion, and what I have done is put in an initial investment that won't break me if I lose it. Then, as I get my first payment or two, I take out my initial investment and put it back in my pocket and use only my earnings to continue investing every 12 days. If, at any time, the program stops operating, I have lost only money that I have earned - never losing my initial investment. And one more thing; once your money starts to accumulate, I recommend reducing the amount of your investment and taking some of the profit and putting that in your pocket too.  Of course you decide how much risk you are willing to take - this is just MY risk minimization strategy.

If this is a good investment, why am I warning you about protecting your investment and your earnings? I am explaining this because there is always a possibility that this program - or any investment program (other than the bank which will pay you maybe 1% return on your investment per year) will end and I want to see you protect yourself and your money. I am NOT going to recommend anything to anyone that is going to make you poorer than when you started!!!!  The best investment consultants will always tell you to minimize your risk while maximizing your gains.  That's what I'm trying to do here.

Second thing you need to know is how much you want to invest. The minimum investment if $6 and you can "upgrade" your investment in increments of $6 to a maximum of $6000. So you need to decide how much you are willing to risk when you begin the program. Once you sing up as a member, you have 7 days to buy an "upgrade" of at least $6 or your account will be deleted. 

Now we need to talk about how to pay for your investment. 12 Daily Pro will take payment from StormPay and EMO (Electronic Money Orders). I personally use StormPay. You can choose which one you want to use and set up an account with StormPay or EMO, as you prefer.

How do you get paid from 12 Daily Pro? At the end of your 12 day cycle, 12 Daily Pro will automatically deposit your earnings into either your StormPay or EMO account. You don't have to do anything to get the money. It is done automatically by 12 Daily Pro and will take a few days to process. Expect your payment within 5 business days.

(NOTE - If you decide to use StormPay then see the StormPay information below where I'll tell you how to reduce your fees with StormPay and also to earn more income by using StormPay.)

OK...so we've covered paying and being paid, so next thing I want to tell you about is referrals. You are not required to refer anyone to the program but if you do, you will be paid for referring people to join 12 Daily Pro. You will be paid 12% of the amount of money deposited with 12 Daily Pro by people you refer. You may want to build your own referral website or email your friends (but don't spam...it's forbidden and you will get yourself kicked out of 12 Daily Pro for that). Your earnings from referrals can add up to some nice extra income. I won't go into the math because it would only be based on suppositions and totally depends on how many people you refer and how much they invest. It's enough to say that you can earn more income, just from being a member of 12 Daily Pro and introducing it to others - no obligations on your part to refer anyone unless you want to though (that was important to me).

Now here's the catch on referrals - YOU MUST HAVE AN ACTIVE INVESTMENT GOING TO BE ELIGIBLE TO RECEIVE EARNINGS FROM REFERRALS. That means that you don't want to let your 12 day investment expire and not have another one going. The wisdom from members of 12 Daily Pro, and what I am personally doing, is to have 2 programs running at the same time. 12 Daily Pro allows you to have 2 (but no more than 2) active programs running at the same time. What I suggest is that before your first 12 days of investment are up, start a second program so that your status remains active at all times.

Here is how I structure my involvement with 12 Daily Pro. I signed up and bought $60 worth of investment on Day 1. On Day 6, I opened an additional investment of $60. On Day 12, I got paid for the first investment and opened a 3rd investment of $60. So, I am investing a total of $180 of my own money before I actually receive any money.  Having an investment expire every 6 days also means that every 6 days, I will get paid 144% of what I invested 12 days before that. Confused yet?  OK...here's an example using $6 investments every 6 days:

Day 1 - Invest $6
Day 2 through 6 - Earn $0.72 each day on your $6 investment
Day 6 - Invest $6 more (total investment to this point is $12)
Day 7 through 12 - Earn $1.44 each day ($0.72 on EACH $6 investment)
Day 12 - Receive $8.64 payment (this actually takes a few days to process and land at StormPay or EMO)
Day 12 - Invest $6 more (since you haven't yet received your 1st payment this is also out of pocket)
Day 13 through 18 - Earn $1.44 each day ($0.72 on EACH $6 investment still active)
Day 18 - Invest $8.64 from your 1st payment

An IMPORTANT word about surfing. ALWAYS, ALWAYS, ALWAYS, upgrade your account with money BEFORE you do any surfing for the day! The first 12 sites you surf per day are what you get paid for against your investment so you must have all your investments set up BEFORE surfing.  So upgrade any investments and then surf.  Not the other way around!

Surfing is how you make your money so it is VERY IMPORTANT that you can surf every day. If you miss a day, you miss 12% of the money you invested. It takes 9 days to make your investment money back (because you don't get this money back unless you fulfill your commitment to surf). Days 1 through 9 you are earning back the money you put into the program. Day 10 through 12 is when you make your profit. You must be able to, and remember to, surf EVERY DAY or you won't earn money! If you can not or will not commit to surf for 5 minutes EVERY DAY, this program is not for you!

Another rule you need to know about is this. You cannot have more than one account from a single IP Address (computer). If you want to refer your spouse or someone else you live with, that is probably going to be a problem because two computers in a house will probably have the same IP Address. This is a big no no and if you have 2 accounts from the same IP address, you account will be deleted by 12 Daily Pro and you will lose any open investments you have running. This is a rule that prevents people from trying to cheat the system and 12 Daily Pro does not mess around with people who try to abuse the system. Check to see what your IP address is at whatismyip.com if in doubt and need to know the IP of the computer you'll use to surf.  Read the FAQ's at 12 Daily Pro for more rules - I mention this one because it is an important one! 

Moving on from rules to an additional benefit of membership in 12 Daily Pro - promotion of your own website. If you have a website that you would like to promote, you can spend credits you earn at 12 Daily Pro from surfing and referrals to put your website into the rotation of websites that are displayed to members. Free promotion for a website is ALWAYS a good deal and I use this to promote my own site Book City USA.